The good and welfare of our membership is the only reason for our existence. As such, the NOITU Insurance Trust Fund (the “Fund”) was established to provide low-cost medical coverage to the members that we serve. Because the Fund is self-insured, it is able to design the best possible coverage for its members. The Fund always strives to refine its benefits whenever possible in an effort to maintain and improve the good and welfare of our membership through the health benefits they receive.